Looking To Purchase A Home
Choosing a home mortgage loan is no small task. As one of your largest financial investments, this is an important decision that deserves full attention. Here’s what you need to know…Continue reading
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A Proven Strategy for Both the Buyer and Seller in the Ventura County Real Estate Market-Video
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Understanding Mortgage Rate Quotes in Ventura County
So you are in the market for a mortgage in Ventura County. Maybe you are purchasing a first time home, second home, investment property or just looking to refinance your newly adjustable rate mortgage into a fixed rate with these historically low rates (well, almost historically low rates). What do you do? Well the best approach is to call your mortgage professional that did your past loan, or if you... [Read more]
Felt Like You Missed the Boat on Mortgage Rates?
If only I had a dollar for..you know how the saying goes. Rates that used to be 4.5% are now at around 5.5%. And it only took about 15 days to move. What does that mean to a homeowner in Ventura County? It means what used to be a payment on a $400,00 loan at 4.5% has increased $245 per month based on 5.5% mortgage rate. Before I get into all of you in Ventura County who were, should of, was, possible,... [Read more]
How Purchase Loans Are Made-Step By Step
Loan Search-Put yourself in the hands of an experienced mortgage professional, someone who will help you to determine which financing options best suit your needs today and in the future. Look for an experienced loan officer in a market such as today’s environment with all the changes taking place. Loan Application-It is crucial to supply your mortgage professional with as much information... [Read more]
Down Payment-How Much Should I Borrow For A Home Loan
This question can sometimes be answered by looking into your bank account. You may be limited to the amount of money you have available for the purchase of a home. The other factor is how much of a home loan can you afford. You may want to put down as little as possible, but the loan amount that you are left with may not make sense from a monthly obligation stand point. While it might be tempting to... [Read more]
Why Use A Mortgage Broker
Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers. Understand, I have worked for direct lenders (big banks) and as a mortgage broker. You can find professional loan officers in both environments. But the topic of this article is why use a mortgage broker, therefore let me continue. A mortgage broker is an independent real estate financing... [Read more]
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